This month, for our monthly Girls Night Networking event, we are featuring the Atrevida Beer Co.!
This event is FREE to attend (but please register your ticket so we can get a head count) so grab a pal and come on out!
Join the Colorado Springs Housewives in the City at Atrevida Beer Co.
on Thursday, Feb 28th!!! (TONIGHT!)
Celebrate Spring with a fun night out supporting a local brewery
We will be doing raffles, will have a photo booth and the first 25 people to arrive will
SNAG a SWAG Bag!
We will be having a fun night of beer tasting, playing games, winning prizes
and much more!
The Atrevida Beer Co is a Female forward Latin inspired
brewery bringing new flavors to the market.
They have invited our group to experience new flavors and exciting new ideas of
what beer can be.
They want to introduce craft beer to a wide array of customers and appeal to
palate's of all varieties.
" Diversity is on tap! " is their motto.
Their head brewer and owner, Jess Fierro's, journey to become an award-winning brewer began while stationed in Germany at a US Army base with veteran husband Rich Fierro, this is when Jessica first discovered true craft beer, igniting Jessica's passion for brewing her own Latin-influenced flavors.
I fell in LOVE with beer in Germany! "
Jessica became the winner of Beerland Season 1 on VICELAND with her home brew Dona Neta, a Bier de Garde with Tamarind, that was produced and nationally distributed by Golden Road Brewery.
Rich and Jessica's next step was to open a full service brewery to share their vision and wonderful flavors, they are proud to bring you 'Atrevida Beer Co."
the first Latin-owned brewery in Colorado ran by a female Head Brewer.
They proudly have two more female brewers (Gretchen and Tasha) and one male (Ian, so goes the One Male Pale Ale) so they are uniquely fortunate to have such great talent on board our team.
Join us in the brewery for your first experience in the craft brew world (or your millionth),
it will be worth your time!
(Food trucks are on a rotating schedule, please check Facebook for dates and times.)
" After Rocky Year-End, Risks Follow Investors into New Year
In the final quarter of 2018, interest rate and growth fears, along with geopolitical events, sparked volatility in the financial markets and reversed many of the outsize stock gains notched earlier in the year. "
- Says Jacqui Staples, or Mutual of Omaha
She is always committed to providing her clients with the guidance and consistent service needed in developing, implementing, and maintaining a comprehensive business and individual strategy.
I am not well versed on the subject, so I seek the advise of professionals, such as Jacqueline. I had signed up for Acorns, the investment app that lets people automatically invest spare change from debit and credit card purchases, and noticed my stocks had gone down $7 as of 02/03/19! I was shocked to see that my investments weren't doing so well, so I posted on Facebook asking if any of my friends used the app and how their investments were doing. Though no one has come forward saying that they are currently using the app, a good friend, Emily Hall, who had used the app previously gave me her 2 cents as to why my investment wasn't doing too well . . .
" I believe the DOW and Nasdaq and all them have tanked lately so you may have been doing okay until this recent shut down and recession. "
At this point, I've already lost whatever amount in service fees over the course of this last year and regardless of the amount being invested, I feel like I would be better off to cancel the account. I would either have to wait until my investments go back up $7 and be charged whatever amount in services fees, by Acorns, until the monetary value of my stocks go back up that $7 OR cancel my account and only lose the $7.
What is YOUR opinion?
Drop it in the comments!
Emily said . . .
" I had a few friends that made ALOT of money doing the referrals and investing all their round ups. They had it set to agressive (I think is the right term) but it was also while stock things were going better. We used Acorns for a while- We were trying to get the $1,000 bonus for referring 10 friends. We only got 7 people so we didn't get it. The round up was okay but there is a delay and it got hard to budget for so I ended up just doing the weekly deposit.
investments constantly. Some banks will do the round up thing for you and automatically move money every Friday into saving or whatever. I like more stable things myself so I opted for that. "
Jacqui Staples says . . .
" The S&P 500 posted a loss of about 6.2% for 2018. After falling into bear market territory, defined as a drop of more than 20% from recent highs, the tech-heavy NASDAQ was down 3.9% for the year overall.
Investors may feel shell-shocked after the worst December for stocks since 1931, but it's important to maintain some perspective. The recent correction was preceded by the longest bull market in history, so it could be viewed as an overdue repricing of stocks, as well as a reality check brought on by waning growth expectations.
Here are some of the specific headline risks that have sparked market volatility, along with a review of economic projections for 2019. "
Flatter yield curve
" The yield curve has almost always forecasted the direction of trend growth, meaning when the curve flattens, growth with a lag tends to slow and vice versa when the curve steepens," LaVorgna told CNBC's "Trading Nation" on Tuesday.
The yield curve inverts when shorter-term Treasurys yield more than longer-term Treasury yields. The relationship between the 2-year and 10-year yields is often used as a barometer of investor expectations for economic growth.
Still, while the flattening yield curve is cause for concern, it's not yet time to panic, " says LaVorgna.
Jacqui Staples continues . . .
" Treasury yields rose through most of 2018 (causing prices to drop) in response to solid growth and central bank tightening. However, the climb in the 10-year Treasury yield stalled after reaching a seven-year high in early November, when trade tensions, doubts about future economic growth, and stock market volatility ramped up.
Global growth concernsGlobal economic growth is showing signs of weakness, which could eventually take a toll on U.S. growth. Some export-driven economies have been hit especially hard, partly due to trade disputes. China, the world's second largest economy after the United States, is growing at its slowest rate in nearly a decade. Economic growth in Japan and Germany (the third and fourth largest economies) also contracted in the third quarter.
In addition, uncertainty surrounding the United Kingdom's exit from the European Union — or Brexit — has begun to restrain growth in the region. Investors seem to be especially nervous about the possibility of a disorderly Brexit. If a deal can't be finalized by the March 2019 deadline, supply chain disruptions and tariffs imposed on traded goods could slow growth further.
Monetary policy is the process by which the monetary authority of a country, typically the central bank or currency board, controls either the cost of very short-term borrowing or the monetary base, often targeting an inflation rate or interest rate to ensure price stability and general trust in the currency.
" The Federal Reserve has been gradually lifting the federal funds rate (now in a range from 2.25% to 2.5%) and slowly reducing its balance sheet. These policies are intended to reduce liquidity in the economy and help control inflation, but higher interest rates are also a headwind for stocks, because they help less-risky assets such as bonds attract more capital.
" Despite financial market turbulence, economic forecasts suggest that the United States entered 2019 in a fairly strong position. In December, the Federal Reserve's median forecast for 2019 gross domestic product growth was 2.3% (down from 2.5% in the previous forecast). The unemployment rate, which was 3.7% in November 2018, is expected to keep falling to 3.5%.
However, if trade talks between the United States and China fail to ease tensions, tariffs could cut more deeply into the profits of U.S. companies and/or push up costs for consumers. Nearly half (47.3%) of economists polled by The Wall Street Journal believe the trade war with China is the most serious risk to the U.S. economy in 2019. Other economists cited a slowdown in business investment (12.7%), weakening global growth (9.1%), and interest rate hikes (7.3%) as the biggest potential threat. "
Keep your cool!
Unresolved geopolitical issues (including a prolonged government shutdown) or disappointing economic reports could continue to upset the stock market in the coming months. Even so, if you flee the market during a downturn, you won't be in a position to take advantage of growth on an upswing. And if you are investing for a long-term goal such as retirement, a down market may be an opportunity to buy more shares at lower prices. Though it can be difficult to take the headlines in stride and control your emotions, sticking to a sound investment strategy is often the best course of action.
The return and principal value of stocks and bonds fluctuate with changes in market conditions. Shares, when sold, and bonds redeemed prior to maturity may be worth more or less than their original cost. U.S. treasury securities are guaranteed by the federal government as to the timely payment of principal and interest.
The S&P 500 is an unmanaged group of securities that is considered representative of the U.S. stock market in general. The performance of an unmanaged index is not indicative of the performance of any specific investment. Individuals cannot invest directly in an index. Past performance is not a guarantee of future results. Actual results will vary. "
So, to conclude . . .
" The recent correction was preceded by the longest bull market in history, so it could be viewed as an overdue repricing of stocks, as well as a reality check brought on by waning growth expectations. "
To find out more, click here to email Jacqueline directly!
Jacqui Staples' sources . . .
Broadridge Investor Communication Solutions, Inc., Mutual of Omaha Investor Services, Inc. and its representatives do not provide tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.
To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.
These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.
Registered representatives offer securities through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. Investment advisor representatives offer advisory services through Mutual of Omaha Investor Services, Inc. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company. Mutual of Omaha Investor Services, Inc. and Broadridge Investor Communication Solutions, Inc. are not affiliated.
Trading instructions sent via e-mail will not be honored. Please contact my office at the number provided above or Mutual of Omaha Investor Services, Inc. at (800) 228-2499 for all buy or sell orders. Please note that communications regarding trades in your account are for informational purposes only. You should continue to rely on confirmations and statements received from the custodian(s) of your assets.
Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.
Check the background of investment professionals on FINRA BrokerCheck. Please note Insurance Agents* who are not securities licensed will not be listed on this site.
Want to learn more about achieving Financial Freedom?
Join the Colorado Springs Housewives in the City at Paninos Downtown on Tuesday, March 19th, to chat about achieving "Financial Freedom"!!!
We will be meeting at 5:30pm to get to know each other, then the talk starts at 6pm. Our guest speaker, David Townsend, the number one Financial Strategist in the country will be giving a 45 minute presentation on how to achieve 'Financial Freedom' using our two flagship methods (Become your own banker and creating a money management program) the talk will go to about 8pm. We will be hanging around to network afterward.
This event is FREE to attend (but please register your ticket so we can get a head count) so grab a pal and come on to our Talking Financial Freedom get together at Paninos Downtown
on March 19th from 5:30-8:30pm!
For advertising information, please email Elise at firstname.lastname@example.org
Make sure your friends know you're coming to our event by sharing this event on IG, Twitter, and FB!
It's my birthday!
That's right, I'm a Valentine's baby ;]
My boyfriend made me Eggplant Parmesan and we just had a quite night at home.
Today, I am 28 years old!
I wish you all a wonderful Valentine's day from this grown up cherub!
Now that it is beginning of Spring, you are probably thinking about those resolutions you made . . .
but are unsure of yourself . . .
When you think about your dreams,
you are thinking about what your long term goal will be,
but often we romanticize a notion to the point where we only consider those dream
. . . well, dreams!
We loose sight of the fact that you can do anything you put your mind to.
The question then becomes,
Here are some tips to help you along.
MindTools.com says on the subject-
" First consider what you want to achieve, then commit to it!
Set SMART (specific, measurable, attainable, relevant and time-bound) about goals that motivate you and write them down to make them feel tangible.
Plan the steps you must take to realize your goal, and cross off each one as you work through them. "
To successfully achieve your goals you should not only decide where you want to be a year from now, but should also make short term goals.
You should set goals to achieve EVERYDAY.
Set goals for EVERY WEEK.
Every month (30 days).
Every 60 days.
Every 90 days.
And every 6 months!
To reaffirm that you WILL achieve your new years resolutions!
There are 7 categories you should make goals for . . .
Setting a personal goal can be the smallest resolution to complete but can also be the hardest!
Do you bite your nails?
Want to stop cutting your hair and grow it out?
Make your house more organized?
Whatever personal goal you would like to set, this can always be a challenge.
We've all been there!
The time to improve your life starts with something close to home.
Everyone has something that they either want to learn or haven't done in years.
Everyone has a mental "glass".
When life throws those things at you that you don't want to do but have to do anyway
because . . .
. . . well, we have to act like adults (damn it)
it tends to drain us.
When someone often talks about how difficult things are and how nothing seems to go right,
it is because they haven't experienced a personal victory in a while.
The reason we need to make time for things that we personally like to do, those things that temporarily distract us from our hectic lives, is because it keeps us sane.
Without them we would be miserable drones.
Only doing what others tell us, things that feel are demeaning or we are just not interested in, it takes a toll that most of the time we are not aware of.
When you have to do those 'adult' things that drain our glass, we need to take a little "me" time to refill it.
Personally, I'm an artist, I love to paint.
Recently, I realized I hadn't painted anything new in over 4 years!
I was mad at myself, so I made a resolution to paint a new piece at least once a month,
even if I don't sit down and do it all at once.
I've gotten 2 done already this year!
The number 1 thing that people make a resolution for is to loose weight.
Most don't think about the fact that a quick diet is not not healthy and is NOT going to make a change in your life.
We need to change our mind sets before we can change our bodies!
Our goal should be to become healthy, not to become thin.
Being thin is not the same as being healthy!
We need to make the goal to change how we eat everyday and make exercise a regular habit.
Plus, taking daily vitamins, using essential oils, and getting a damn massage!
There is a lot more we should to be doing in this area of our lives, that's for damn sure.
Whether you are religious or not, to be spiritual means getting in touch with your inner peace.
You should create a goal to make time in your day for becoming more in touch with yourself and your spirituality, like through meditating, mindful breathing, spending time in nature or even just practicing daily gratitude!
Our busy days sometime get too busy and we forget to check in with those that we love.
We've all experienced it, our friends from high school and college that you haven't called in over 6 months, your parents that you haven't seen in 2 years because you weren't able to make it to the last Christmas get together, so on, so on . . .
You should make goals for your relationships. To make sure you don't loose touch with those that we consider important, we need to show them that we care by simply making an effort to keep in contact.
Maybe you have a maxed out credit card, a bill that was just to big to pay off
or maybe you want to start saving for retirement or that vacation you just never seem to be able to take-
We all have things we need to take financial responsibility for,
it's time to start setting goals to become more financially responsible.
Forgetting to set goals with our careers can sometimes leave us feeling like our business has become stagnate, we need to set goals to make sure the business is growing!
You should set goals like tasks to complete, a number in our sales to reach, new techniques to learn in your field, new equipment to buy, or maybe you want to finally rent an office!
You should always have something new in mind for your business!
Questions To Ask Yourself
For 'Focus' In 2019
The way someone lives reflects how they feel on the inside and how they feel on the inside directly affects the way they live. It is a vicious circle that we have to break!
Take a look around your house, your car, your schedule, your LIFE . . .
Get your mind right to reflect the new you!
Have you ever heard the expression "knowledge is power"?
Well, responsibility is power!
When you are 'responsible' for something, you have power over it.
Every time you do not take responsibility for something, you are giving away your personal power.
Sometimes there are aspects of our lives that give us anxiety thinking about doing, like cold calling for work or giving a speech, for instance.
Sometimes we avoid doing those things because of this fear and by not doing the things that need to be done, we are letting the fear win.
We can't let the fear control our lives.
What aspect in YOUR life are you letting fear control?
Are there areas in your life that are lacking a bit?
Narrowing down all the issues in your life to the three major contributing areas that you need to work on this year can help you focus on over coming them.
Now, pick something that would be at the top of your list to work this year on that would improve every aspect of your life.
Is there anything you feel is holding you back from achieving that massive success?
Like watching TV while doing your morning routine and you end up not getting everything done . . . how did that happen?! Where did that time go?!
Doing something for yourself will make you happier and more proficient in your work in the end.
What do you LIKE to do? Not HAVE to do!
Why Set Goals?
" Top-level athletes, successful business people and achievers in all fields set goals. Setting goals gives you long-term vision and short-term motivation . It focuses your acquisition of knowledge and helps you to organize your time and your resources so that you can make the most of your life.
By setting sharp, clearly defined goals, you can measure and take pride in the achievement of those goals, and you'll see progress in what might previously have seemed a long pointless grind. You will also raise your self-confidence , as you recognize your own ability and competence in achieving the goals that you've set. "
If you haven't set goals for 2019 yet, be S.M.A.R.T. and set some today!
Greetings and salutations from Colorado Springs! My name is Elise, I'm the Colorado Springs HouseWife in the City! I love my boyfriend and my 2 fur babies! I'm a restaurant manager by day and blogger by night! I'm an artist and a seamstress in my spare time and I just love to bake and sing in the shower! I've become more health conscious in recent years and have decided to start living more! As a person we are in charge of ourselves, it is our job to make ourselves a better person everyday. This is my journey to making peace with my aging body and to start treating it and my mind better. As a person and as a woman!
Please join me in all my adventures by following me on facebook, twitter, instagram, pinterest and, of course, on this blog for the beautiful city of Colorado Springs! Stay tuned for announcements on local get togethers and networking opportunities! Get a babysitter and lets have a GIRL'S NIGHT OUT!